Acima Financing

No Credit Needed

Get what you want, when you need it

  • Instant Shopping Power
  • Instant Approval
  • Easy Payment Options
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Flexible payment options

Make flexible payments that are conveniently scheduled with your payday.

Instant Shopping Power

Acima will purchase products up to your lease line amount for lease to you.

The No Credit Option*

Get the things you want without using credit you may have or increasing your debt.

Thousands of Choices

Use some or all of your lease line for merchandise at thousands of retailers.

The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Approval amount based on retail price of host retailer. The Acima cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms. *“Shop without credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history